Equipment financing
Equipment financing is a secured loan or lease structure where the equipment itself serves as collateral. Instead of a large upfront purchase, you spread the cost across monthly payments while using the asset to generate revenue. Columbine businesses near the Chatfield Reservoir corridor and along Bowles Avenue rely on specialized equipment, from landscaping fleets to dental imaging systems, and this financing model preserves cash flow while keeping operations competitive.
A landscape contractor working projects around Columbine Valley recently needed three commercial mowers and a trailer before spring contracts began. Traditional bank timelines would have forced him to miss peak season. Through our broker network, he secured lease financing in six business days, equipment delivered before the first job started.
Oakfield Advances operates as a licensed commercial loan broker from 150 Sheridan Blvd, Denver, CO 80226, Lakewood, CO, serving Columbine and surrounding communities. We shop your application across multiple lenders simultaneously, comparing terms for new and used equipment, software, vehicles, and machinery. You receive options within 48 hours, and we manage documentation so you stay focused on operations. Our speed-to-funding approach matters when equipment delays cost you revenue.
For more detail on how equipment loans work across all our service areas, visit our main equipment financing page for Lakewood businesses.
How it works
You tell us what equipment you need and your business financials. We match your profile to lenders who finance that asset class, submit your file, and negotiate terms. Once you select an offer, the lender funds directly to the vendor or your account. The equipment secures the loan, so approval often hinges more on the asset's value than your credit alone. Turnaround from application to funding typically runs five to ten business days.
Explore all our Lakewood commercial lending services to see how working capital, lines of credit, and SBA 7(a) loans complement equipment financing.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.