Invoice factoring
Invoice factoring is a financing tool where a business sells its unpaid invoices to a third-party factor at a discount in exchange for immediate cash. The factor advances a percentage of the invoice value upfront, collects payment directly from your customer, then remits the balance minus a service fee. This isn't a loan, so there's no debt added to your balance sheet, and approval hinges on your customers' creditworthiness rather than your own credit score.
For businesses in Englewood's bustling retail and medical services corridors, factoring solves the gap between delivering a service and receiving payment. A distributor serving restaurants along South Broadway or a staffing agency placing workers at the hospital complex near Hampden Avenue can convert those invoices into cash the same week.
Invoice factoring
Englewood sits at the crossroads of major commercial traffic, with quick access to I-25 and Santa Fe Drive drawing wholesalers, contractors, and service providers who invoice on net terms. When a roofing contractor finishes a commercial project near CityCenter Englewood but won't be paid for 60 days, waiting isn't an option if payroll and material suppliers need payment now.
As a licensed commercial broker, Oakfield Advances matches your invoices to factors that understand your industry and payment cycles. We handle the paperwork, negotiate terms, and accelerate the timeline so you receive funds fast. Our office at 150 Sheridan Blvd, Denver, CO 80226, Lakewood, CO serves Englewood clients daily. Call us at (720) 864-8914 to discuss your receivables.
Learn more about business financing options in Englewood, explore our full invoice factoring services, or visit our Lakewood hub for additional programs including working capital and equipment financing.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.