Invoice factoring
Invoice factoring is a financing tool where a third-party factor purchases your unpaid invoices at a discount, advancing you most of the invoice value upfront. The factor then collects payment directly from your customer. This isn't a loan, so no debt appears on your balance sheet, and approval hinges on your customers' creditworthiness rather than your own credit score. For contractors working along the South Platte corridor or service companies supporting the Federal Center just minutes north, factoring turns slow-paying invoices into the cash you need to bid the next job, meet payroll, or restock inventory.
Invoice factoring
Sheridan sits at the crossroads of US 285 and Santa Fe Drive, a hub for trades, distribution, and light industrial firms that invoice commercial clients and government agencies. When a landscaping crew finishes a project for a Lakewood Parks and Recreation contract or a mechanical contractor wraps up HVAC work for a property along West Oxford Avenue, payment terms can stretch 60 days or longer. Invoice factoring in Sheridan closes that gap without adding debt or requiring collateral beyond the invoices themselves. Speed matters here: you submit invoices today, the factor verifies them, and funds hit your account before the week ends.
Invoice factoring
As a licensed commercial loan broker, Oakfield Advances matches your receivables profile with factoring partners who specialize in your industry and transaction size. We review your invoice aging, customer concentration, and monthly volume, then present options that fit. You choose the factor, we coordinate documentation, and you get funded. Our office at 150 Sheridan Blvd, Denver, CO 80226, Lakewood, CO puts us minutes from Sheridan's business district, and you can reach us at (720) 864-8914 to discuss your receivables today.
Learn more about commercial financing options in Sheridan, explore the full range of invoice factoring programs we broker across Lakewood, or visit our Lakewood city hub for additional resources.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.